(Yes, I’m talking to all of you who don’t have much cash flow month to month.) It only requires a checking account and $200 worth of deposits into that account (like a paycheck) before you can qualify for one. We believe the Chime card is a great option if you don’t have much money to contribute at first. But you won’t get major credit card perks with this card, so look elsewhere if you want rewards or extra features. With no annual fee, it’s a reliable option for building your credit, making it easier to manage your money while boosting your score. Our partners don't dictate what we choose to write. When creating content, we adhere to high editorial standards to make sure the information presented remains objective. Pages on LifeAndMyFinances may contain affiliate links to products for which we receive a commission when a user makes a purchase.
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